Medical Expenses

Medical Expenses

We’re asking this question to find out whether anyone in your home who is elderly (age 60 and older), or blind or permanently disabled has any medical bills. These bills can affect the benefits you may be able to get.

Keep in mind that we can only count medical bills of people in your home who are blind or permanently disabled or 60 and older.

In addition, we can only count medical costs that people in your home actually pay for. Don't count any expenses that will be paid by an insurance company or government program like Medicare. You should count all of the bills you’re responsible for, even if you haven’t been able to pay them.

Here is a list of all the things you may count as medical expenses, as long as they are out-of-pocket costs not covered by insurance or a government program:

• Medical and dental care, including psychotherapy and rehabilitation services, provided by a state licensed practitioner or other qualified health professionals, including chiropractors and acupuncturists.
• Hospitalization or outpatient treatment. Keep in mind that if someone is living in a nursing home, you should not include the cost of their nursing home care when you answer this question. The next question will ask about the cost of nursing home care.
• Prescription drugs, including the cost of postage for mail-order prescription drugs.
• Over-the-counter medication (including insulin) when approved by a licensed practitioner or other qualified health professional.
• Sickroom equipment (including rental), or other prescribed equipment, and medical supplies.
• Premiums you pay for health and hospitalization insurance, including: Medicare premiums, any co-payment, cost-sharing or deductible expense for HUSKY B or Connecticut Pre-Existing Condition Health plan.
• Dentures, hearing aids, and prosthetics.
• Purchase and maintenance costs of any animal specifically trained to serve the needs of disabled people, including the cost of food and veterinarian care.
• Eye glasses and contact lenses prescribed by an eye doctor.
• Reasonable cost of transportation and lodging to obtain medical care.
• Costs for an attendant, homemaker, home health aide, or housekeeper necessary due to age, infirmity or illness.
• Payments made on a loan's principal if the loan was used to pay a one-time medical expense.

Lifeline or MedicAlert devices used to contact medical help in emergencies, if ordered by a licensed practitioner or other qualified health professional.

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